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non qm and dscr loans for investors
What is Non QM and DSCR?
A non-qualified mortgage (non-QM) loan is a mortgage that doesn't meet the Consumer Financial Protection Bureau's (CFPB) requirements for qualified mortgages. Non-QM loans are designed for borrowers with unique income streams, such as self-employed people with multiple income streams. They can be a good option for borrowers who have been turned down for a conventional or government-insured loan.
A DSCR (Debt Service Coverage Ratio) loan is a type of non-QM loan used by real estate investors to help them qualify for a loan based on their property's cash flow, without having to verify personal income.
Real Estate Investor Loans We Offer
DSCR - No income verification loans for investment properties like short term rentals .. as little as 15% down
Fix and Flip Financing - Acquisition and fix up money ... up to 100% ARV
Buy & Hold - Financing for investors looking to buy and hold properties ..
Multi-Family Acquisition and Refi - Up to 80% for purchase or refinance of multi-family properties